Health Insurances Claims

Medical Bills - Evaluating Your Personal Injury Insurance Claim

Medical Bills - Evaluating Your Personal Injury Insurance Claim

The value of a personal injury claim has a direct relationship to the amount of your medical bills. Why? Because a claim with medical bills of $500.00 is worth three to five times more than a claim with $100.00, or less. And that's a fact of life in the world of insurance claims.

The adjuster will reason if you were hurt badly enough to run up $500.00 in medical expenses than it's correct to assume that your injuries must be substantial. But, if you see your chiropractor or physician only once or twice, and your final bills are in the vicinity of $100.00, that adjuster will assume you weren't hurt too seriously.

DEMAND THAT ALL YOUR MEDICAL BILLS BE PAID: The adjuster may try to disallow a substantial part of your total medical expenses which he contends doesn't qualify as "medical" in character. He'll often attempt to divide your medical costs into two arbitrary parts - - "Diagnostic" and "Treatment". In the "Diagnostic" category he'll include items such as ambulance and emergency room costs, costs of X-rays, and other diagnostic procedures, plus visits to specialists. And the rest (principally costs of the hospital and regular office visits to doctors, physical therapy and medication) will be termed "Treatment". The items that are categorized as "Diagnostic" expenses are the bills the adjuster would like to disallow as not being "Medical" types of activities.

  » Discuss it (all 8)   » Continue Reading »

Read More Articles, They Are Related to This Topic:;

Medical Bills - Evaluating Your Personal Injury Insurance Claim
The value of a personal injury claim has a direct relationship to the amount of your medical bills. Why? Because a claim with medical bills of... Read more »

Health Insurance Quotes Online - Tips On Finding A Good Provider
Since 2001, major health insurance providers have been allowing consumers to buy policies online. Through the convenience of the internet, consumers... Read more »

Health Savings Account (hsa): Do I Lose It At The End Of Each Year?
The Health Savings Account (HSA) is an amazing tool to reduce healthcare expenses and insurance costs.  But do you lose it at the end of each... Read more »

The Ups And Downs Of Temporary Health Insurance
If you're a recent college graduate, or in between jobs, temporary health insurance may be just what you are looking for. As the name suggests, this... Read more »

Health Savings Accounts
Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in... Read more »

What's On Your Mind?

The Public Opinion

Got Medical News?
post it here

Topics & Articles (Blog)

Hottest HeatlthCare Topics

Topic Tags

    Site Map - More Haiti Sites

    Copyright © 2012 www.health-insurance-etc.com