10 Tips to Save on Healthcare Insurance
10 Tips to Save on Healthcare Insurance Contribute to employer sponsored healthcare savings account (HSA) These tax-protected accounts of up to $10,000 annually can cover everything from the cost of band-aids to co-payments on doctor visits. HSA's can be established by employers that only offer high-deductible healthcare insurance ($1,000 and over). HSA legislations went into effect last year and more employers are expected to set these up as a way to decrease insurance costs and offer a tax benefit for their employees. Know what your medical benefits cover Carefully study the medical benefits of various plans and always compare before you purchase. If you have a managed care plan, know about the plan's grievance procedure and use it if you don't feel you are getting adequate care. - do not be afraid to ask questions « Previous Page « » Discuss it (all 2) » Continue Reading »
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