Medical Insurance - Health Insurance Coverage & Plans Explained
Medical Insurance - Health Insurance Coverage & Plans Explained Preferred Provider Health Insurance Plans PPH health insurance plans are very similar to HMOs. They also attempt to keep overall medical costs affordable by providing both preventive and catastrophic health care coverage. Unlike most HMO's, though, you can usually choose to visit any physician or other provider registered with the preferred provider network. You'll pay a co-payment, and your health insurance will cover the rest. Catastrophic Health Insurance Plans Catastrophic health insurance plans are also sometimes called 'fee for service' plans. They generally will pay out to any provider, but they strictly limit the kind of health care that they'll cover. In most cases, you're only covered for illness or injury. There's no coverage provided for regular checkups and other office visits. Catastrophic health insurance plans are often the most affordable option, since they only pay off if you become ill or are injured. « Previous Page « » Discuss it » Continue Reading »
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