Health Savings Accounts (HSA): Do They Vary From State to State?

Health Savings Accounts (HSA): Do They Vary From State to State?

The simplest place to find an HSA is with an insurance agent. I say it is the simplest because it is easiest to purchase your HSA and your high-deductible health insurance policy in one place. If you do not purchase them in one place, you have to provide written proof to the HSA agent that you do, indeed, have a high-deductible policy. If you can't prove that you are insured, and that the deductible is over $1,000 for an individual and $2,000 for a family, they cannot give you an HSA.

Insurance agents are also the most likely to have an in-depth knowledge of HSAs. I haven't tried to get an HSA at a bank, but I think it's likely that the expertise of personal bankers will not be as great as that of the average insurance agent. That's just my opinion.

Health Savings Accounts are growing in popularity every day. They provide an excellent way to save thousands of dollars on insurance, and they are the true solution for the self-employed and the small business owner. And HSAs are available today!

« Previous Page «     » Discuss it   » Continue Reading »

» Submit a comment or contribute to this article

Read More Articles, They Are Related to This Topic:;

Insurance Claim - Medical Insights And Expenses
There's nothing that has a greater impact on evaluating a personal injury insurance claim than the damage done to your body, the medical bills that... Read more »

Health Savings Account (hsa): Useful For Women In Childbearing Years?
The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance... Read more »

Health Insurance 101 For Individuals And Families
The changing healthcare and health insurance landscape in the United States has resulted in more individuals and families purchasing health insurance... Read more »

Health Care And Health Insurance Costs Can Be Controlled Through Lifestyle Choices
As you probably know all to well, the cost of healthcare and health insurance premiums continue to increase at levels substantially above the general... Read more »

Insurance For The Self-employed
Insurance For The Self Employed And Those Seeking Health Insurance First of all, congratulations on deciding to go out and make it on your... Read more »