|
Health Savings Accounts Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use. Most people are locked into a network of doctors. They know what the co-pay is, but have no idea what the doctor actually charges. When insured consumers are hospitalized, they rarely see the bill. They don't know if the insurance company was overcharged or not. There are firms that audit hospital bills for insurers and self insured companies. They get paid a percentage of what they save on the bill payer by finding overcharges, duplicate charges and the like. The last I heard these firms were still making lots of money. Overcharging, whether deliberate or not, by doctors and hospitals drive up health care costs for all. (So do malpractice suits, but that's another story.) » Discuss it » Continue Reading »
» Submit a comment or contribute to this article
Read More Articles, They Are Related to This Topic:;
Health Insurance, What Does It Mean?
Your health insurance policy is an agreement between you and your insurance company. The policy lists a package of medical benefits such as tests,... Read more »
Sleep-at-night Coverage With A Private Health Insurance ( Affordable Health Insurance )
Health Insurance: a sense of dissatisfactionThe three C's, customization, consumerization and customer-satisfaction, seem to be at the... Read more »
Travel Health Insurance - Understand The Benefits
If you're planning an overseas trip, you need travel health insurance. Every year, nearly 1 million Americans require emergency medical treatment... Read more »
Gain An Advantage Over Your Competition By Controlling The Cost Of Your Health Insurance
As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. ... Read more »
Why Dont Insurance Companies Reward Us For Being Healthy?
Insurance is always a gamble, a bet actually.You are betting that you'll eventually get sick or hurt. And your insurance company is betting... Read more »
| 
